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Image source: Rolls-Royce plc Three years ago, on 30 December 2022, the Rolls-Royce (LSE: RR.) share price was 93p. The shares rocketed soon after, hitting 10-bagger status (going up 10 times in value or more) in only three years. The share price now stands at over £10! Here is the breakdown of each of those years’ change in share price along with the reasons why. We’ll also take a look at why 2026 could be another terrific year for the stock. By year Rolls-Royce shares rose 222% in 2023. Soon after new CEO Tufan Erginbilgiç took the reins – infamously…

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Image source: Getty Images Moonpig‘s (LSE:MOON) a FTSE 250 company I’m familiar with, but I’ve never given the stock more than a passing glance — until now. What caught my eye was the average share price target among City brokers. It sits 49% above the current level of 202p. In theory then, it’s trading well below what these experts think it could possibly reach over the next 12 months. So can Moonpig stock really fly next year? Data advantage After digging into this company, I’m actually quite bullish. It’s the UK’s leading online card and gift retailer, with a very…

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Image source: Getty Images Having been an investor since the 1980s, I’ve made my fair share of mistakes. However, in close to four decades, I don’t recall losing money on any US shares I’ve owned. Alas, one S&P 500 stock looks like breaking my winning streak, as it’s almost halved since I bought it! Missing the Target Currently, my family portfolio contains over 30 UK shares and US stocks. We own US mega-cap tech stocks for their growth potential, plus FTSE 100 and FTSE 250 value and dividend shares for passive income. Sometimes, I spot hidden value in the S&P…

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Rolling return charts have recently become popular among DIY investors and advisors for mutual fund analysis. However, few users understand how rolling return charts are computed and their benefits and limitations. We discuss how not to use these charts!Rolling lump sum, rolling SIP, and many other mutual fund and time series analysis and financial planning tools are available in the freefincal investor circle.There are two popular ways to compute returns for a financial instrument that fluctuates:Point-to-point returns: The effective annual compounded growth rate (CAGR) is calculated between two dates. You can calculate CAGR for your mutual fund and compare it…

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Image source: Getty Images Have you ever dreamt of earning a passive income, watching the pounds roll in without needing to work for them? Lots of people have the same idea – and many make it a reality by stuffing a Stocks and Shares ISA with blue-chip shares that pay out dividends. That can be a lucrative approach to earning money without needing to work for it. Setting a goal that meets your circumstances The amount such an approach could earn depends on a couple of key variables – how much is invested in the ISA and at what dividend…

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Image source: Getty Images The S&P 500 comprises a wide range of stocks and sectors. Fashion is one of them, with Ralph Lauren (NYSE:RL) up an impressive 57% over the past year. For comparison, the index is up 13% over the same time period. Yet despite the move already in the stock, I think it could do well next year. Here’s why! Reasons for outperformance During 2025, the business has consistently reported better-than-expected results, with revenue and earnings beating analyst estimates and leading to raised full-year outlooks. We’ll get a quarterly update at the end of this month, but expectations…

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Image source: Getty Images Over the past few weeks, various banks and brokers have been busy updating their target share prices for Rolls-Royce (LSE:RR). This coincides with us approaching the end of the year and with a period when the share price has been under increasing pressure. Down 5% in the last month, here’s what the experts are thinking right now. Maintaining a positive view Over the past month, various analysts have shared updated views on the company. For example, earlier this week, analysts at JP Morgan said not to panic at the recent wobble. Instead, they put out a…

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Image source: Getty Images Lately, I’ve read article after article warning that we’re on the brink of a brutal stock market crash if the artificial intelligence (AI) bubble bursts. I’ve also read plenty claiming we’re heading for another bull market as AI drives productivity and central bankers cut interest rates. What on earth are investors supposed to make of that? I have my own views, which I’ll come to shortly, but first I wanted a steer from ChatGPT. If it’s so clever, maybe it can tell me. The base case for a rally As requested, it set out the case…

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Image source: Getty Images While they can be volatile in the short term, stock market indexes like the FTSE 100, FTSE 250 and the S&P 500 tend to rise over the long run. As a result, they can help investors build wealth and save for retirement. This was highlighted in a recent presentation by UK money guru Martin Lewis on his Martin Lewis Money Show. Here, he showed how much an investor would have now if they’d stuck £1,000 in several different indexes 10 years ago. Stocks have smashed savings accounts over the last decade Before I show the figures,…

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Image source: Getty Images Some people buy and sell UK shares like they are allergic to owning them for more than a few days at a time! By contrast, I am a long-term investor. Having learned by watching the stock market success of billionaires like Warren Buffett, I aim to buy shares in British companies that I would gladly own for years or even decades, as long as the investment case did not unexpectedly change along the way (as happened to Buffett some years ago when he owned Tesco shares). Here are three UK shares I think investors should consider…

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