Image source: Getty Images The wonderful tax benefits of an ISA make it an ideal investment vehicle to build a passive income stream. UK residents can sink up to £20k worth of assets annually into a Stocks and Shares ISA and avoid any tax on the returns. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out…
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Image source: Getty Images A Stocks and Shares ISA is a phenomenal tool for building wealth in the stock market. And even as UK shares reach new record highs in 2025, there remain plenty of lucrative high-yielding dividend stocks to take advantage of. In fact, there are currently 90 companies on the London Stock Exchange offering a payout of 7% or more. However, as all experienced investors know, a high yield isn’t always a good thing. In fact, it can often be a warning sign to stay away. So with that in mind, when building a strong ISA income portfolio…
Image source: Getty Images Spotting enormous growth opportunities early on can lead investors to discover the best stocks to buy. And late in 2025, one of these potential long-term winners could be Ecora Resources (LSE:ECOR). The mining royalties and streaming enterprise has been aggressively repositioning its project portfolio over the last five years. This transition hasn’t been smooth, creating a lot of volatility in both its share price and financials. But the firm’s now reached a stage where it’s seemingly perfectly positioned to benefit from a surge in copper prices. And with countries scrambling to decarbonise and electrify their infrastructures,…
Image source: Getty Images Renewable energy stocks haven’t been very popular in 2025, yet these businesses currently offer some of the highest dividend yields in the FTSE. And it’s no secret that some of the best buying opportunities can often be found in the least popular sectors. Take Foresight Solar Fund (LSE:FSFL) as a prime example. Since its peak in September 2022, the solar farm enterprise has seen more than 35% of its market-cap wiped out. And yet, despite the drop in share price, dividends have continued to flow. So much so that the yield now stands at a staggering…
Image source: Getty Images UK shares have done really well in 2025. Year to date, the FTSE 100 index is up about 18%. However, gold’s done even better. Currently, the precious metal’s showing a gain of around 50% for the year to date. The question is: which asset class will make me more money in 2026? Could gold hit $5,000? Gold’s in a strong uptrend right now. This is being fuelled by a range of factors including huge government deficits, economic uncertainty, geopolitical uncertainty, a lack of faith in the US dollar, and concerns that US Federal Reserve independence could…
Image source: Getty Images Most of us invest for a passive income. Typically, however, we’re not looking for a passive income today, we’re building a portfolio for a passive income in the future. So, how’s it done? Well, if we’re starting from nothing, which many of us are, it should probably begin with opening a Stocks and Shares ISA. This vehicle allows us to invest in shares, funds, trusts, bonds, and other asset classes without being taxed on the returns — capital gains or dividends. Please note that tax treatment depends on the individual circumstances of each client and may…
Image source: Getty Images The SIPP, or Self-Invested Personal Pension, is one of the most flexible and tax-efficient ways to save for retirement. For anyone reaching 40 with little or no savings, the idea of building a £500k pension pot might seem out of reach — but it’s not impossible. With disciplined contributions, smart investing, and the power of compounding, it’s still achievable over a 25-year horizon. A SIPP allows investors to choose their own funds, shares, bonds, or ETFs, giving greater control over long-term returns compared with traditional workplace pensions. The key is starting now and sticking to a…
We discuss whether you should invest in a debt index fund and also list debt index funds in India as of November 2025. There are two types of debt-based passive funds in India. (1) Target Maturity Funds, which would buy and hold an index portfolio and hold it until maturity, thereby reducing interest rate risk at the time of withdrawal. The credit risk in funds is also relatively low as they typically invest in gilts and state development loans. For more information, refer to FAQ: Target Maturity Debt Mutual Funds. After maturity, many of these funds are likley to become…
Image source: Getty Images It’s fair to say that holders of Greggs (LSE: GRG) shares aren’t having the best of times. While other FTSE stocks have absolutely soared in 2025, the sausage roll seller has seen its value crash by 40%. Surely things won’t get any worse? Well, I’ve noticed something that might be rather concerning for anyone still holding on. Worrying development Whenever I’m researching an out-of-favour stock, I always make a point of checking how much shorting activity there is surrounding it. In other words, I look to see whether a proportion of traders are betting that the…
Image source: Getty Images I’m so glad I bought Lloyds (LSE: LLOY) shares in June and September 2023. It was one of the very first stocks I targeted when loading up my brand-new Self-Invested Personal Pension (SIPP), which I set up after transferring three legacy pension schemes. The big FTSE 100 banks have all been on a tear since then. The Lloyds share price is up 67% over the last year, and 125% over two. Personally, I’m up 96%, which is a fantastic capital return from a blue-chip that took years to shake off the grim legacy of the financial…