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[ad_1] Image source: Getty Images For years, I was a little bit narked that I didn’t hold Fundsmith Equity in my Stocks and Shares ISA. The quality-focused fund managed by Terry Smith regularly trounced the market, leaving me tempted to invest in it just to get rid of the self-guilt. Yet I never did. In recent years though, Fundsmith has been underperforming the market. Consequently, investors have been pulling money out of it over the past 12 months. Should I go against the crowd and invest today? Here’s my view. Keeping it simple Fundsmith’s three-step investing philosophy is famously very…

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[ad_1] Image source: Getty Images Investing in the stock market for passive income needs big brains and massive know-how, right? No, I say we can all do it if we follow some straightforward guidelines. The stock market has beaten other investments for more than a century, and I don’t expect that to change. Step 1: strategy Dividend stocks pay passive income, right? Yes, they could be just what we want… once we’ve reached our goal and want to take the income. But until then, our aim is to build as much cash as we can. The bigger the pot the…

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[ad_1] Image source: Getty Images J Sainsbury (LSE: SBRY) shares are down 6% from their 10 September 12-month traded high of £3.01. This has mainly been due to the market concerns for the sector after the October Budget. This saw a 1.2% increase in employers’ National Insurance, which will hugely increase costs for big retailers such as Sainsbury’s. The effects of this remain a key risk to the retail sector and Sainsbury’s. Another broader-based surge in the already high cost of living is another. That said, as reflected in its Q1 results released on 1 July, the firm appears to be…

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[ad_1] NAI500China Hits US Where It Hurts: Rare Earth Export Controls Target Critical Defense Supply ChainChina announced export controls on seven critical rare earth elements — samarium, gadolinium, terbium, dysprosium, lutetium, scandium, and yttrium..Apr 7, 2025 [ad_2] Source link

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[ad_1] Image source: Getty Images Warren Buffett only holds one electric vehicle (EV) stock in his Berkshire Hathaway portfolio. That’s Chinese automotive company BYD (OTC:BYDD.Y). He seems to be onto a winner however. This year, BYD shares are up about 35%. That compares to a return of about -28% for Tesla (NASDAQ:TSLA) – the most popular EV play. This EV company has momentum I’m not surprised BYD’s outperforming Tesla by a wide margin this year. For a start, the Chinese company has far more momentum than Tesla does right now. For the first half of 2025, the company sold 2.146m…

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[ad_1] Check out CNET Money’s weekly mortgage rate forecast for a more in-depth look at what’s next for Fed rate cuts, labor data and inflation. The average 30-year fixed mortgage interest rate is 6.74% today, down -0.02% since one week ago. The average rate for a 15-year fixed mortgage is 5.91%, which is a decrease of -0.05% since last week. To qualify for lower mortgage rates, experts recommend making a higher down payment, improving your credit and comparison shopping between lenders. Today’s mortgage rates Mortgage Refinance Today’s average mortgage rates on July 08, 2025, compared with one week ago. We…

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[ad_1] RegtechtimesMagnet wars begin! China’s rare earth export ban sparks global supply chain meltdownChina has taken a bold step in the global trade battle — and it’s shaking up the world. This spring, Beijing began limiting exports of rare earth materials..7 minutes ago [ad_2] Source link

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[ad_1] Image source: Getty Images Phoenix Group Holdings (LSE: PHNX) has been a star performer in my passive income portfolio since I bought it in March 2023. This collection of shares is aimed at making money with little effort on my part (hence the ‘passive’ label). At that point, it was going at a bargain price by my reckoning. The failure of Silicon Valley Bank back then had raised market fears of a new global financial crisis. This did not happen, but it did provide me with a great opportunity to buy quality shares on the cheap. Analysts’ forecasts at…

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[ad_1] Image source: Getty Images The FTSE 100 index of shares is edging higher at the start of the month. Simmering trade tensions, rising uncertainty over interest rates, and conflict in the Middle East are all weighing on investor sentiment. In this climate, could these UK blue-chip shares rise or fall this July? BP Fresh military action in the Middle East this month could lift BP (LSE:BP.) shares sharply higher. The threat of supply constaints from this key producing region are a classic catalyst for oil prices. Yet there are also considerable dangers to oil stocks like this. US output…

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[ad_1] Image source: Getty Images Successful growth shares can deliver marvellous returns. While not every investment ends up working out, investors who are able to spot winning businesses early on can achieve jaw-dropping returns. And on occasion, that’s enough to transform a small £1,000 initial investment into £5,000 – a 400% return! Hunting British growth The FTSE 250 and FTSE AIM indexes are filled with small- and mid-cap companies eager to expand their operations and climb the ranks towards the coveted FTSE 100. But over the last decade or so, the performance of these smaller growth enterprises has been largely…

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