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Key financial changes in August 2025: Several personal finance and money-related changes are taking effect in August, including the new UPI rules and revised trading hours for market repo and Tri-Party Repo (TREP) operations. Every month comes with its financial updates, affecting different aspects of an individual’s life. These financial updates are crucial for investors, as well as other Indian citizens, as they can impact their budgets and financial planning. Let’s take a look at some changes that will come into effect in August 2025.  Changes in UPI transactions The National Payments Corporation of India (NPCI) has introduced several API-level limits…

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NAI500China Hits US Where It Hurts: Rare Earth Export Controls Target Critical Defense Supply ChainChina announced export controls on seven critical rare earth elements — samarium, gadolinium, terbium, dysprosium, lutetium, scandium, and yttrium..Apr 7, 2025 Source link

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Image source: Getty Images The FTSE 100 has been in fine double-digit form this year. According to my data provider, 71 stocks are up, and that figure would be slightly more if we included dividend payments. However, there are a pair of FTSE 100 shares that are rooted to the bottom of the performance table. Here, I’ll look at both to see if there looks to be big turnaround potential in either of them. WPP Let’s start with the blue chip index’s worst-performer: WPP (LSE:WPP). Shares of the struggling ad group are down 47.8% year to date, and at their…

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Residents can now access free EV chargers and participate in carbon credit generation through a subscription program  Ontario-based electric vehicle charger manufacturer United Chargers Inc. has launched Grizzl-E Club, a new charger-as-a-service subscription. This program offers Canadian EV drivers a free home charger, lifetime warranty, and cash-back rewards for charging. The program aims to make EV ownership more accessible and rewarding, eliminating the upfront cost of purchasing a Level 2 home charger. It also helps encourage EV adoption by offering an ongoing incentive of $0.03 in cash back for every kilowatt-hour of electricity used. “With the cost of living going up…

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Image source: Getty Images Compound returns from FTSE 100 stocks have proved to be a powerful way to build up passive income. And using a Stocks and Shares ISA means there’s no tax to pay on the gains when you finally take it out. In the past decade, Stocks and Shares ISAs have produced an average annual 9.6%. It’s been a relatively good spell, with FTSE 100 returns averaging 6.9% over the past 20 years. Those are the kind of returns that could build up to a very decent retirement sum. Please note that tax treatment depends on the individual…

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The UK remains the land of undervalued stocks, in my opinion. There are numerous solid businesses trading at cheap-as-chips valuations, especially smaller ones. Here, I want to highlight a stock example, quite literally. But first, I must warn readers that things are now going to turn gloomy… Depressing backdrop That’s because today (28 July), insolvency expert Begbies Traynor (LSE: BEG) released its latest quarterly (Q2) Red Flag Alert report. And it made for grim reading. According to this, nearly 50,000 UK businesses were in “critical” financial distress. That figure was up 21.4% from a year ago. Worryingly, every single one…

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There is an uncomfortable truth every investor must confront: your capital is never truly safe. The twin threats to long-term wealth are inflation and stock market crashes. Preserving and growing capital requires balancing these two major risks. The Million Dollar Question Imagine receiving $1 million today, along with the responsibility to safeguard and grow it over the next decade. Your primary goal: preserve its real value — and ideally increase it. As a careful steward, how would you allocate this capital? At first glance, the answer seems straightforward: keep it safe, perhaps in a savings account. But on closer inspection,…

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The Fed’s interest rate decisions impact mortgages, but the relationship isn’t straightforward. Tharon Green/CNETIf you tracked the Federal Reserve’s monetary policy decisions last year, you might have been puzzled: The Fed’s three interest rate cuts didn’t bring about lower mortgage rates. In fact, the average rate for a 30-year fixed home loan has hovered around 6.8% for the past several months. The Fed’s interest rate decisions don’t have a direct or immediate effect on home loan rates. Often, what the central bank says about its future plans can move the market more than its actual rate changes. On Wednesday, the Fed is…

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