Author: user

[ad_1] Image source: Getty Images NatWest (LSE: NWG) shares have had a brilliant run. They’ve climbed 60% in the last year and 222% over five. It’s not the only big FTSE 100 bank making hay. Lloyds Banking Group is up 62% over one year and 215% over five. Barclays has outperformed both, rising 70% and 287% over the same periods. Happily, I’ve joined in the fun. I bought Lloyds a couple of years ago and have already more than doubled my money with dividends reinvested. That’s the joy of investing in blue-chip UK shares. FTSE 100 success story Higher interest…

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[ad_1] Image source: Getty Images One UK share in my Self-Invested Personal Pension (SIPP) has raced ahead of the FTSE 100 without attracting anything like the attention Rolls-Royce (LSE: RR) has commanded. It’s relative anonymity is hardly surprising. Rolls-Royce has had a brilliant run, its shares up 1,500% over five years. That would have turned a £10,000 stake into £160,000. It shows the potential of picking individual stocks rather than just tracking the index. One big winner can transform retirement prospects. Rolls-Royce shares are still powering on, having doubled in the last year, but I expect the pace to slow. First-half results…

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[ad_1] Image source: Getty Images Persimmon (LSE: PSN) shares have had a rough ride. The FTSE 100 housebuilder is down 23% over the past year and 47% over five, recently trading at around to 10-year lows. That’s grim reading, but the wider sector hasn’t fared much better. The Barratt Redrow share price is down 18% over 12 months and 20% over five. Taylor Wimpey, a stock I’ve bought myself, has performed so poorly that it’s dropped into the FTSE 250 after falling 31% in the last year. Despite a small five-year gain of 1%, it’s trading well below its level of a decade ago. Housebuilders are…

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[ad_1] Image source: Getty Images A Stocks and Shares ISA can provide a simple platform to try and generate passive income – and I think that is especially true over the long term. Here’s how much income in the form of dividends a £20k ISA could hopefully generate over the coming decade. Jam today, or jam tomorrow? There are two different approaches to drawing down the dividends. One is to take out the dividends as they come and use them as passive income. Once removed from the Stocks and Shares ISA wrapper, they will lose the tax-protected status they had…

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[ad_1] Image source: Getty Images Lately, a lot of investors (myself included) have been looking at some increasingly frothy-looking stock market valuations and wondering if they may suggest that we are headed for a crash. There will be a crash sooner or later, of course. There always is. But nobody knows when it will come. It might start tomorrow – or not for decades. (I would be surprised if we have to wait for decades, but it is a possibility). While there is a lot of chatter right now about what happens if there is a stock market crash I…

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[ad_1] Image source: Meta Platforms After missing Q3 earnings forecasts on Wednesday (29 October), Meta (NASDAQ:META) is seeing its share price fall. But the entire stock market might also have reason to be nervous. CEO Mark Zuckerberg told analysts that the company’s artificial intelligence (AI) investments are likely to work. Investors however, don’t seem to be entirely convinced. Earnings results Meta’s revenues for Q3 came in at $51.2bn – 26% higher than a year ago – but earnings per share crashed 82% to $1.05. That’s obviously well short of what analysts were expecting.  One reason for this is a one-off…

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[ad_1] Supermarkets are often seen as defensive businesses, so it is not surprising that at a time of market volatility they can attract investor attention. Still, Tesco (LSE: TSCO) has been doing very well lately. Over the past year, the Tesco share price has moved up 32%. Now, that may not be because of factor specific to Tesco. Rival J Sainsbury has moved up by 31% over the same period. Still, the Tesco share price has been doing well. Can it now reach £5? A tough market and not getting easier The share price rise might suggest that Tesco is…

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[ad_1] Image source: Getty Images The Alphabet (NASDAQ:GOOGL) (NASDAQ:GOOGL) share price jumped in early Thursday (30 October) trading after the tech giant’s third-quarter results the day before had smashed expectations. Revenue surged 16% year-on-year to $102.3bn — the first time Alphabet has crossed the $100bn quarterly mark — while net income climbed 33% to nearly $35bn. Earnings per share rose 35% to $2.87, well ahead of analyst forecasts of $2.27. This is quite an astonishing beat for a mega-cap stock. Just remember, there were something in the region of 40 analysts forecasting this quarter. And their collection earnings projection was just so…

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[ad_1] Factor investing promised to bring scientific precision to markets by explaining why some stocks outperform. Yet after years of underwhelming results, researchers are finding that the problem may not be the data at all; it’s the way models are built. A new study suggests that many factor models mistake correlation for causation, creating a “factor mirage.” Factor investing was born from an elegant idea: that markets reward exposure to certain undiversifiable risks — value, momentum, quality, size — that explain why some assets outperform others. Trillions of dollars have since been allocated to products built on this premise. The…

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[ad_1] Image source: Getty Images My regular morning coffee costs me £4.30 at the shop. Granted, this is a London price, but with prices seemingly always going up, I can’t be alone in thinking there’s a better use for this money. One potential angle could be to save this amount and invest it in the stock market each month to try to generate passive income. Adding everything together Assuming a 30-day month, cutting out one coffee a day could save an investor £129. The average dividend yield of the FTSE 100 is 3.1%. On the face of it, making £4…

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