[ad_1] Image source: Getty Images A Self-Invested Personal Pension (SIPP) is a brilliant way to save for retirement, but then so is a Stocks and Shares ISA. Both give investors valuable tax breaks, but in slightly different ways. When I asked ChatGPT whether I should hold my ultra-high-yielding Phoenix Group Holdings (LSE: PHNX) shares inside an ISA or a SIPP, it gave a balanced, if slightly cautious, reply. Both vehicles shield investors from income tax and capital gains tax while their money stays inside, the chatbot said. The key difference is that SIPP investors get upfront tax relief when paying…
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[ad_1] Image source: Getty Images S&P 500 software firms Axon Enterprise and Duolingo have joined Adobe in seeing their share prices crash due to fears about artificial intelligence (AI) disruption. So is the whole sector in trouble? I won’t keep you in suspense: my answer’s ‘no’. Investors really need to think carefully about competition right now, but I think some companies are still very well-positioned. Barriers to entry There’s no way around the fact that AI can now write software code, so investors need to look for businesses that are protected by other barriers to entry. One of the best…
[ad_1] Image source: Getty Images. The Rolls-Royce (LSE: RR.) share price has doubled so far in 2025. But it’s gone off the boil a bit in the past month, as AI-related stocks in the US have wobbled. What’s the relevance of AI to Rolls-Royce? It’s those nuclear power plants it’s building — the small modular reactors (SMRs). As well as other potential applications, many see them as perfect for powering AI server installations. I see no need to panic right now. Rolls-Royce shares have lost 4.1% since their 52-week high at the end of September. That might be no more…
[ad_1] Image source: Getty Images The Lloyds (LSE: LLOY) share price has been on a stellar run in 2025. Shares in the banking group are up 66% to 91.7p as I write on 6 November and sitting just shy of a 52-week high. Sitting on the sidelines is a difficult thing. I thought I’d dive into why investors might still want to consider, despite the recent share price gains. What’s happening to the Lloyds share price? The Lloyds share price has hit a 52‑week high and is one of many banks enjoying recent gains. That’s despite the UK banking sector…
[ad_1] Image source: Getty Images JD Sports Fashion (LSE: JD) is my favourite growth share, but sometimes I wonder why. The self-styled ‘King of Trainers’ has given me a right kicking since I bought it a couple of years ago. I jumped on the FTSE 100 stock after it issued a shock profit warning following poor Christmas 2023 trading, thinking this was finally my chance to get it at a decent valuation. It was cheap then, and it’s cheap today. JD Sports’ shares struggle A second Christmas disappointment in 2024 knocked the stuffing out of it, yet I kept faith.…
[ad_1] Image source: Getty Images The Tesla (NASDAQ: TSLA) share price has gained ahead of the company’s annual shareholder meeting on Thursday (6 November). Topping the bill is CEO Elon Musk’s proposed pay package, worth up to $1trn. It isn’t just about whether he gets the money. It’s about fears he’ll walk away if the deal isn’t approved. Musk wants to be in control: “My fundamental concern … if I go ahead and build this enormous robot army, can I just be ousted at some point in the future?“ What it means It’s not a case of handing over huge…
[ad_1] Ever since the economic reform and opening of Chinese Mainland markets in the 1980s, Chinese Mainland enterprises have long desired to raise funds via equity and bond issuance to foreign investors. Even amidst the peak of onshore domestic growth, Chinese Mainland firms have been actively engaged in offshore listings to access foreign capital pools backed by hard (fully-convertible) currencies, such as the US dollar. This post builds on my earlier analysis of Hong Kong SAR market’s IPO resurgence. In this piece, I examine the broader forces behind the phenomenon, including how shifting regulations, US–China tensions, and Hong Kong Exchanges…
[ad_1] Image source: Getty Images Adobe (NASDAQ:ADBE) stock is down 33% over the past year. Even though it’s a familiar name for many of us who use the company’s products, the share price performance has been underwhelming. Yet when I consider the fundamentals of the business and where we could go next year, I think it has a strong case for being a bargain buy right now. Recent underperformance One concern that has weighed on the stock is AI uncertainty amid rising competition. Investors worry that generative AI threatens incumbents (I prefer the phrase old-school) like Adobe. Of course, Adobe…
[ad_1] Image source: Getty Images ITV (LSE: ITV) is probably one of the oldest dividend shares in my portfolio, one I’ve been holding since the early days. It’s been through a lot of ups and downs in that time but it has always maintained a higher-than-average yield. This year has been particularly challenging for the business, facing fierce competition from digital streaming services. As traditional broadcasting revenue slips, it’s been focusing on its ITV Studios division. The cost pressures mean the share price has struggled to regain its pre-Covid highs. Subsequently, it hasn’t raised its full-year dividend in three years.…
[ad_1] Image source: Getty Images Michael Burry might not be the first talking head to predict a stock market crash in AI growth stocks, but he might be the most prominent. The American investor made his name by anticipating the 2008 crisis ahead of time. His prescience with regard to the ‘Great Recession’ earned billions for his fund. His portrayal by Christian Bale in the 2015 movie The Big Short was pretty good too. Now he’s set his sights on the happenings in 2025. His latest moves involve ‘short selling’ two of the biggest AI companies. If the artificial intelligence…