Google Pay has joined with L&T Finance to offer personal loan products to eligible users, the NBFC announced on Thursday.This partnership to give personal loans is in line with L&T Finance’s product diversification strategy and makes loans more accessible for customers in a swift, seamless, and digital manner, L&T Finance said in a statement.The synergy is set to not only increase convenience but also play a significant role in advancing digital financial inclusion across India, empowering consumers to fulfil their financial aspirations with responsible credit, it said.Personal loanA personal loan is unsecured borrowing, which is typically given based on the borrower’s creditworthiness.…
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Image source: Getty Images When it comes to dividends not all FTSE 100 shares are the same. For example, Polar Capital Technology Trust doesn’t pay one. Instead, it prefers to use the surplus cash that it generates to buy shares in other companies in the hope of achieving capital growth. Another, Alliance Witan (coincidentally, also an investment trust), has a long history of increasing its payments to shareholders. Earlier this year, it announced its 58th consecutive annual rise. But an impressive track record like this doesn’t necessarily mean its dividend is generous. In fact, based on amounts paid over the…
Image source: Getty Images Looking for a way to build up some long-term passive income? See what you think of this three-step path to getting started. Step 1: Choose stocks and shares Investing in the stock market won’t be for everyone — it depends on individual circumstances. But I see compelling reasons why we should at least consider it. Analysts forecast a total dividend payout of £80.4bn from the FTSE 100 this year. That’s the rough equivalent of £1,160 for everyone in the United Kingdom. And it all goes into the pockets of the minority who own dividend shares. FTSE…
Image source: Getty Images Plenty of experts have been warning that the S&P 500 is ready to crash. Valuations are stretched. Some fear artificial intelligence (AI) hype has stoked a bubble. Others fear tariffs could stoke inflation. On Friday morning (22 August), all eyes were on US Federal Reserve Chair Jerome Powell’s Jackson Hole speech. If Powell was bearish about interest rate cut prospects, the US crash might come. He wasn’t. It didn’t. The S&P 500 jumped 1.52% instead. Volatile share prices I’ve got a lot of exposure to the S&P 500. When I set up my Self-Invested Personal Pension,…
Image source: The Motley Fool I’m always interested in the Berkshire Hathaway 13F filing. While it’s often hard to tell which buys and sells are made by Warren Buffett and which are by other managers, there’s often a lot to learn. The most recent update is a good illustration of this. The name investors are focusing on is US health insurer UnitedHealth Group (NYSE:UNH), but I think there’s a consistent theme across the board. UnitedHealth The challenges UnitedHealth has been facing recently are well-documented. The firm’s earnings per share have been both in decline and short of analyst expectations for…
Image source: Getty Images The Technology sector has had a strong run this year on the back of the artificial intelligence (AI) growth story. However, not all tech stocks have participated in the rally. Earlier this week, I took a closer look at a sector and found that many well-known stocks in it are currently trading 25% or more below their highs. Here are three beaten-up tech shares to consider buying today. Rolling out AI agents One tech name that I believe looks really interesting at current levels (I’ve been buying) is Salesforce (NYSE: CRM). It’s currently trading about 33%…
Image source: Getty Images Most investors know a Stocks and Shares ISA protects against capital gains tax (CGT) and dividend tax. But many underestimate how powerful this protection becomes over decades. For me, the real magic of an ISA is not just in saving tax today but in the way it accelerates long-term compounding. Tax-free reinvested dividends Outside the shelter of an ISA, dividends above the £500 allowance attract tax at 8.75% for basic-rate payers and a hefty 39.35% for those in the highest band. That might not sound like much but over decades it adds up. Inside an ISA,…
Image source: Getty Images It’s becoming clear that AI is changing the world of work. Regularly digging into company reports, I’m seeing firms rapidly adopting powerful AI tools to boost productivity. And given the impact that might have on jobs, I think having a passive income stream could become more important than ever. The AI revolution ChatGPT was released in late 2022. And what started with chatbots writing essays has quickly spread into customer service, creative fields, and even law and medicine. Tasks that once seemed safe — paralegal work, creating adverts, even analysing X-rays — are now vulnerable to…
Cal Poly Humboldt purchased 428 verified carbon credits from the Arcata Community Forest, offsetting emissions from business travel and study abroad flights in 2024–25. Source link
Image source: Getty Images According to shorttracker.co.uk, there’s a big short interest in J Sainsbury (LSE:SBRY) right now. In other words, hedge funds think shares in the FTSE 100 retailer are set to fall. Around 7% of the company’s outstanding shares are currently sold short and at least five firms are betting against the stock. So should investors be greedy, fearful, or neither? Why Sainsbury’s? It’s worth noting that, according to ShortTracker, there isn’t a substantial short interest in Tesco. So hedge funds aren’t betting against UK retailers across the board. There are a couple of reasons Sainsbury’s might be…