Image source: Getty Images The Lloyds (LSE:LLOY) share price is red hot. I’ve been very bullish on Lloyds for some time, but its rise has surpassed my expectations. Yes, it offers great earnings growth over the coming years — that’s what the forecasts say, anyway — but it’s quite richly valued at this time. It now trades at 12.5 times expected earnings for 2025 and 9.7 times projected earnings for 2026. At points three years ago, it traded below half of these figures. Lloyds remains an interesting investment opportunity, and I believe investors should give it their consideration. However, from…
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Image source: Getty Images Is a SIPP any different to an ISA or a share-dealing account when it comes to finding the right shares to buy? That can be a useful question to ask, I reckon, as it helps crystallise one’s thoughts on what one is trying to achieve with the SIPP. Forced to think for the long term As a believer in long-term investing, I try to buy shares I expect to hold for the long term regardless of what investing platform I am using. But there is a difference when it comes to investing in a SIPP. Unlike…
Image source: Getty Images One way to try and earn a passive income is to stuff your ISA full of dividend shares. To demonstrate how that could work in practice, I will explain how someone could target an average weekly passive income of £250. That adds up to £13k a year. Setting up the ISA The first step, of course, is having an ISA! There are lots of different options when it comes to choosing one. Some people like higher levels of service than others and each investor is different. In each case, one of the things I always look…
Image source: Getty Images UK shares offer some of the most generous dividends in the world. Beyond high yields, the London Stock Exchange is home to a long list of companies that have consistently raised their shareholder payouts every year for over a decade. And in the FTSE 350 alone, there are roughly 60 businesses in this category. Put simply, British investors are spoilt for choice when it comes to building a long-lasting and reliable passive income portfolio. But just how much money do they need to invest to start earning a decent income? Aiming for £5,000 Let’s say, a…
Image source: Getty Images The Self-Invested Personal Pension, or SIPP, is simply an excellent vehicle for building retirement wealth and earning a second income. Apart from shielding a portfolio from the taxman while it grows, SIPPs offer investors the enormous advantage of tax relief. And as a result, the compounding process can be accelerated by years! That’s why I’m already using this investment tool to grow my own pension pot. And in the long run, my goal is to earn £5,000 each and every month without needing to lift a finger in effort. Here’s how. Setting objectives My SIPP is…
Image source: Getty Images Airtel Africa (LSE: AAF) is the top-performing FTSE 100 stock in my portfolio currently and it’s already gained a further 10% this month. Another one of my favourites, albeit nowhere near the top, is GSK (LSE: GSK). After months of declines, the healthcare group has been making a recovery. It’s up an impressive 11.6% over the past month. They’re very different companies but both offer unique qualities, each helping to bolster my portfolio in their own way. An unexpected growth opportunity As an investor who prefers the safety of defensive income stocks, Airtel Africa is an…
Image source: Getty Images Over the long term, growth stocks have outperformed value shares. The key to getting good returns, though, is finding ways to buy them when investors are looking elsewhere. I think it’s fair to say the stock market now has its eyes firmly set on Rolls-Royce shares. But what are the names that have fallen out of fashion despite long-term growth prospects? Bunzl FTSE 100 distributor Bunzl (LSE:BNZL) has had quite the fall. The firm is a distributor of non-food consumables and it’s been having some difficulties with its US business recently. A weak macroeconomic environment and…
Image source: Getty Images It does not necessarily take a lot of money to start investing in the stock market. Not only that, but I actually see some concrete advantages to beginning on a fairly modest scale. It means someone can get into the market quicker than if they spent years saving up more to invest. It also means that less is at risk for a beginner than if they started investing with more cash to spare. Here is how someone with a spare £2K could start investing today. Know your goal and make a plan Different people invest for…
Image source: Getty Images Passive income is why I hold Legal & General (LSE: LGEN) shares. The FTSE 100 insurer yields over 9%, backed by long-term cash flows. With a flat share price but steady capital generation, could this be a stock to grow your passive income over time? Patience is key I’ve always seen investing as a game of patience. Chasing the next AI growth stock might be exciting, but it won’t help me sleep at night. My rule is simple: stack the odds in my favour, then let compounding do the heavy lifting. The chart below shows why.…
Image source: Getty Images This week, the Lloyds (LSE: LLOY) share price hit a new all-time high of around 90p. This came despite a 36% profis plunge in its Q3 trading update. The bank has set aside billions in reserve funds for potential costs related to the ongoing motor finance probe. Even with this hanging over it, the bank has pressed ahead with its share buyback programme, purchasing more than 13m shares this week at around 88p each. The contrast between falling profits and continued capital returns raises a question — is this a confident long-term move, or a sign…