[ad_1] Image source: Getty Images Although I suspect most FTSE 100 companies would prefer a lower interest rate environment, the Persimmon (LSE:PSN) share price is probably more sensitive than most to borrowing costs. But unlike the majority of its peers, the housebuilder doesn’t have any debt on its balance sheet. Its costs are therefore unaffected by the decisions of the Bank of England’s monetary policy committee. Instead, its revenue is heavily influenced by the base rate. In simple terms, lower borrowing costs mean its houses are more affordable. But I think it’s fair to say that post-pandemic inflation is being…
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[ad_1] Image source: Getty Images Ongoing uncertainty around tariffs has caused the dollar to weaken against the pound. As a result, UK investors looking to buy US shares get more for their money than they used to. Investors might wonder whether this means now is the time to look at some US stocks. But while the currency shift is a genuine benefit, I think there are more important considerations. Currencies Currency fluctuations are one of those things that investors don’t usually pay much attention to. And a lot of the time, this is justified because the moves are too small…
[ad_1] On the lookout for a Muni – Bonds fund? Starting with Eaton Vance MA Municipals C (ECMMX) should not be a possibility at this time. ECMMX possesses a Zacks Mutual Fund Rank of 4 (Sell), which is based on various forecasting factors like size, cost, and past performance. Zacks categorizes ECMMX as Muni – Bonds, which is a segment packed with options. Muni – Bonds funds invest in debt securities issued by states or local municipalities. These are generally used to finance construction of infrastructure, pay for schools, or other government functions. Some are backed by taxes (revenue bonds),…
[ad_1] Image source: Getty Images Not so long ago, Greggs (LSE: GRG) shares were on fire. Last year, they raced up from 2,400p to 3,250p – a gain of 35% – in the blink of an eye. However, recently, the upward trend has broken down in a big way and the share price has collapsed. Here’s a look at how much £10,000 invested in the FTSE 250 stock at its peak in 2024 would be worth today… Nasty losses As I write this on Friday (4 July) afternoon, Greggs shares are trading at 1,726p. That’s a whopping 47% below the…
[ad_1] Image source: Getty Images With a present (4 July) yield of 6%, I think ITV (LSE:ITV) qualifies as a dividend share. After all, the average for the FTSE 250 is currently 3.62%. An investment of £10,000 made in July 2020 would have generated dividends of £2,544 over the past five years. However, this period includes the pandemic. With advertising budgets slashed, the broadcaster’s income suffered. To preserve cash, it didn’t pay a dividend in respect of its 2020 financial year. But those who invested five years ago have also been rewarded with some capital growth. The group’s shares are…
[ad_1] Image source: Getty Images These FTSE 250 stocks all change hands on ultra-low price-to-earnings (P/E) ratios. Which should I consider buying for my portfolio today? TBC Bank TBC Bank (LSE:TBCG) is the largest retail bank in Georgia. It has the scale and the brand recognition to capitalise on its rapidly expanding market, and it’s making the most of the opportunity — latest results showed net profit up 7.4% in the three months to March. It also operates a full digital bank in neighbouring Uzbekistan, another country with low banking penetration and enormous scope for growth. The IMF expects the…
[ad_1] Investors looking to replace their salary with passive income can harness the power of a Stocks and Shares ISA to build a tax-free income stream over time. With the current ISA contribution allowance set at £20,000 per year for adults, disciplined investing and compounding returns can make this goal achievable. Here’s an example Suppose an investor contributes £750 per month into a Stocks and Shares ISA, targeting an annualised return of 10%. Over 30 years, these regular contributions, combined with the power of compounding, would grow the ISA pot to approximately £1.7m. This projection assumes all returns are reinvested. Once the investor decides to retire or change…
[ad_1] Image source: Getty Images International Consolidated Airlines Group or IAG (LSE:IAG) shares have pushed higher since I sold my holding, but not by much. For me, the volatility simply wasn’t worth it and I chose to focus my aviation investments on other stocks. But was I wrong to do so? Let’s take a closer look. The valuation picture IAG as it’s known currently looks relatively cheap based on its forward earnings multiples, trading at a price-to-earnings (P/E) of around 6.3 times in 2025, dropping to 5.84 times in 2026 and further to 5.3 times in 2027. This lowly valuation largely reflects the cyclical…
[ad_1] This post is sponsored by Keating Law OfficesThe press release for the U.S. Department of Transportation’s “Great American Summer Roadtrip” project led by agency secretary Sean Duffy reads kind of like you’d figure. Like Donald Trump, he’s a former reality TV show cast member, and he used to be a Fox Business television co-host.Duffy at the expo. Photo: USDOTThe May 30 release heralded an expo Duffy hosted showcasing cars from Tesla (interesting, given the current status of the former bromance between Trump and Elon Musk), GM, Ford, and other companies. Duffy is encouraging people to buy these vehicles and visit some…
[ad_1] In a significant move, the European Commission has, on July 2, 2025, proposed a legally-binding climate target to cut net greenhouse gas emissions by 90 per cent by 2040 from 1990 levels. However, this new proposal introduces a notable flexibility to member states which will allow them to use carbon credits purchased from developing nations to meet a limited portion of their emissions offsetting target. But the question arises, is this really going to balance carbon emissions and will it really lead to effective reduction? Planned to be phased in from 2036 through a United Nations-backed market, up to…