[ad_1] Image source: Getty Images The Lloyds Banking Group (LSE:LLOY) share price seems to keep going higher. But there could be trouble just around the corner. A lot of UK mortgages that were fixed at low rates in 2021 are set to be refinanced. And while this could be a good thing for the bank, it could also be a big risk. The set-up According to UK Finance, 1.8m fixed rate mortgages are due to come to an end in 2026. That means a lot of borrowers will go from paying around 1% to just under 5%. A significant number…
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[ad_1] Image source: Getty Images When it comes to personal finances, Martin Lewis is often the go-to expert for many Britons. And it isn’t hard to see why. With a long career in financial journalism, continually championing consumers with accessible advice and insights, he’s gained enormous influence and trust backed by genuine expertise. Historically, he’s typically stayed within the realms of personal finance. But recently, he introduced British savers to the world of investing and revealed just how much money someone could have made in the stock market since 2016. The power of investing Lewis started by asking a simple…
[ad_1] Image source: Getty Images 2025 marked the third straight year that Tesco (LSE:TSCO) shares beat the FTSE 100. However, they’ve started 2026 badly, falling almost 6%. Does this present a buying opportunity for investors to consider? Christmas trading On 8 January, the UK’s leading supermarket reported like-for-like sales growth of 2.4% for the Christmas period, and 2.9% for the 19 weeks to 3 January 2026 (excluding fuel). Management said full-year adjusted operating profit will now come in towards the upper end of the £2.9bn-£3.1bn guidance range issued in October. And it still expects free cash flow within its medium-term…
[ad_1] Image source: Getty Images Aviva (LSE: AV) has quietly become one of the FTSE 100’s most reliable high-income shares. The dividend yield is already good, and management is signalling confidence in both cash generation and future payouts. Moreover, the Direct Line acquisition looks set to expand operational and long‑term cash flow. This should boost the already strong earnings growth forecasts for the insurance and investment giant. And it is earnings growth that ultimately drives any company’s dividends higher over time. So, how much income could my current £20,000 holding generate over the course of a standard investment cycle? Strong…
[ad_1] With the SIP campaign a grand success, the mutual fund industry has started promoting SWPs. The sales pitch is this: Invest a lump sum in a hybrid fund like balanced advantage, dynamic asset allocation, aggressive hybrid and the like. As you keep systematically withdrawing, the remaining corpus will grow. Don’t worry about intermittent volatility; the “backtest” shows the corpus increases in value.The problem is that if you get a bad sequence of returns after you invest the lump sum, the corpus will keep decreasing in value as you keep withdrawing, since the NAV keeps falling or stays stagnant. You…
[ad_1] Image source: Getty Images Primary Health Properties (LSE: PHP) has provided superb passive income through 28 consecutive years of dividend rises, and we’re looking at a 7% dividend yield forecast for 2026. And that should rise to 7.3% by 2027 to mark 31 years of increases, if current forecasts are accurate. What’s more, looking at earnings forecasts for the next few years, I see a decent chance for share price growth from this real estate investment trust (REIT), too. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in…
[ad_1] Image source: Rolls-Royce plc Last year was a great one for shareholders in Rolls-Royce (LSE: RR). So was the year before that. And the year before that. With the Rolls-Royce share price having hit a new all-time high today (12 January), could 2026 turn out to be another brilliant year for investors in the aerospace company – and should I join them by picking up a few shares for my portfolio? Years of good news It is helpful to understand just why the Rolls-Royce share price has done so well in recent years. During the pandemic, as passenger numbers…
[ad_1] Worries about sales volumes. Concerns about costs. Doubts about product launch timelines. A worsening competitive environment. Are those the factors weighing on Tesla (NASDAQ: TSLA) today? Or the ones that weighed on it five years ago, since when Tesla stock has gone up 62%? The answer is: both. Tesla has long attracted sceptics when it comes to the stock price valuation. But it commands a $1.4trn market capitalisation. That is 298 times earnings, which to many investors may look like an unjustifiable valuation. But Tesla has confounded stock market critics in the past – might it be able to…
[ad_1] Image source: Getty Images I rate Taylor Wimpey (LSE: TW.) as one of the FTSE 100‘s best long-term income shares. But the past 10 years have been shocking for the share price, sending it down more than 40%. It’s all been due to high interest rates and expensive mortgages putting pressure on the whole property sector, following the big pandemic hit. But we’re looking at a fat forecast 8.6% dividend yield now. The business itself looks to be in good health. And I reckon 2026 could mark the best opportunity in a decade to consider getting back into Taylor…
[ad_1] Image source: Getty Images Recently, I added FTSE 250 share Pets at Home (LSE: PETS) to my portfolio for the first time. At 6.6%, the dividend yield certainly attracted me. But my main hope is that the Pets at Home share price will grow, having declined by 51% over the past five years. In the stock market, what goes down does not necessarily have to come up again. Meanwhile, no dividend is ever guaranteed to last – and Pets at Home’s interim dividend for the current financial year was flat. So, could this be a long-term FTSE 250 recovery…