Image source: Getty Images Passive income could be your ticket to a retirement beyond the measly State Pension amount of £231. With compounding on your side, even modest ISA savings, built steadily over time, could generate a reliable income to top up your retirement income. Crunching the numbers If you want £924 a month in today’s money when you retire, inflation means you’ll need more than that in the future. Assuming 3% annual inflation, in 25 years the same purchasing power would require around £23,200 a year. Using the 4% withdrawal rule, a pension pot of roughly £580,000 would be…
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Image source: Getty Images There are lots of ways to earn a second income. But investing in high-quality stocks is among the easiest methods for those willing to take on a bit of risk. And when it comes to dividend-paying stocks, few come close to the popularity of Lloyds‘ (LSE:LLOY) shares. The leading British bank has had a phenomenal run in 2025, with its market-cap climbing by over 70%, far outpacing the FTSE 100. In fact, this momentum’s pushed the back stock to its highest level since the 2008 financial crisis. And yet, it still offers an index-beating dividend yield…
Image source: Getty Images US private equity firms have taken big hits in the last 12 months, but despite falling 15% on Thursday (13 November) shares in FTSE 100 firm 3i Group (LSE:III) are up. This isn’t an accident and I think it’s set to continue. The company has a unique business model that involves using its own balance sheet instead of outside capital. And the advantages of this are really showing up this year. Private equity Private equity usually involves raising capital from pension funds, insurers, or foundations. This is used to fund investments in companies with the aim…
Image source: Getty Images I think there’s a strong chance that real estate investment trusts (REITs) could get a big boost from the upcoming UK Budget. So this might be a good time to consider buying them. The details of the Budget will be revealed on 26 November. And while there’s a lot that’s uncertain, investors should be thinking now about changes that could be on the way. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only.…
Image source: Getty Images 3i (LSE:III) is one of my favourite UK stocks. The FTSE 100 private equity company has just about everything that I look for in a stock investment. The stock has been doing well this year, but it fell 18% in a day on Thursday (13 November). I can see why, but I don’t think there’s much wrong with the business, so I’m looking to buy big. Buy the dip? When stocks fall, it can be a great opportunity for investors to buy shares in quality companies at relatively attractive prices. But there are some golden rules…
Image source: Getty Images Building a passive income portfolio in the UK doesn’t just require a bucketload of patience and dedication (although they help). Equally as important is a portfolio made of the right FTSE 100 shares. But what are the ‘right’ shares? Well, in all honesty, there’s no definitive list of correct shares for such an endeavour. And the fact that the goal posts are constantly changing doesn’t help. Fluctuating interest rates, political instability and foreign tariffs all play a part in where share prices go daily. That’s why the ideal shares are those that keep a steady head…
Image source: Getty Images As of right now, the full UK State Pension is £230.25 a week. But for members of Generation X, who still have around 15 years or so to retirement, relying on this is a risky business. There are, however, a number of strategies for Gen X-ers wanting to try and put themselves in a stronger position for retirement. And investing in dividend stocks might be one of the best. Retirement According to Pensions UK, a single person needs a minimum income of £13,400 a year to be able to retire. And the State Pension right now…
We were so impressed by new Council Member Frank Morano’s comments at Wednesday’s daylighting rally that we asked the Republican lawmaker to expand on his thinking — and offer a roadmap for any of his colleagues on either side of the aisle to shed their concerns about any “loss” of “parking” and just get behind the safety redesign. Here’s Morano’s full op-ed.Let me get one thing out of the way: I love my car. My wife drives. Most of my neighbors drive. I represent the South Shore of Staten Island, where the family sedan is as essential as the Sunday…
Image source: Getty Images It’s often the case that growth stocks get hit hardest when share prices fall sharply. And that’s been the case recently with the rising concern around artificial intelligence (AI) valuations. Not every stock that’s down is an opportunity. But some of them are, and I think there’s a real chance for investors who can figure out the difference. Falling knives AI is clearly changing a lot for companies in the tech sector. And in a lot of cases, it’s making share prices go down as investors see threats to what looked like promising companies. One example…
Image source: Getty Images With the US stock market reaching record highs this year, investors have seemingly started taking profits as concerns of an increasingly shaky economic environment ramp up alongside fears of an AI bubble. And, unsurprisingly, growth stocks are taking some of the biggest hits. But could this have created lucrative buying opportunities? The stage is set for a potential correction Meta saw its share price slump 16% on the back of its latest earnings. Netflix dropped by double-digits, The Trade Desk also stumbled, along with Advanced Micro Devices, Palantir, and even Nvidia. Meanwhile, it’s been nothing but…