[ad_1] Ajman, UAE – ruya Community Islamic Bank L.L.C (ruya) has introduced its new Personal Finance solution, empowering customers with fast, Shari’ah-compliant access to funds that support their personal and family goals. With the launch, customers can instantly view an indicative instalment estimate and conveniently apply through the ruya app, ensuring a simple, transparent, and fully digital experience. Final eligibility and instalment details will be confirmed upon application. Key features include: • Quick and paperless application process • Competitive profit rates • Flexible payment tenors • Shari’ah-compliant financing “We are excited to introduce a personal finance solution that puts our community…
Author: user
[ad_1] Image source: Getty Images Building a second income from the stock market is one of the smartest ways I know to ensure a comfortable retirement. A FTSE 100 portfolio wrapped inside a Stocks and Shares ISA can help make that happen. Unlike pensions, ISAs don’t give tax relief on contributions, but everything inside grows free of income tax and capital gains tax. Dividends can also be taken without HMRC taking a cut. That makes them one of the simplest ways to build passive income over time. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change…
[ad_1] In this week’s ImpactAlpha Open, we explore Rubicon’s ‘all of the above’ plan to diversify and rate the market for carbon credits [ad_2] Source link
[ad_1] Image source: The Motley Fool Most investors are, or will become, familiar with the experience of owning a share that makes them queasy. They may think it has great potential, but something niggles them about it – sometimes something quite hard to pin down. I have been thinking about this lately and something billionaire Warren Buffett said is helping me as I do so. Simple but powerful That quote is: “When forced to choose, I will not trade even a night’s sleep for the chance of extra profits”. What does he mean by this? First notice that Buffett is…
[ad_1] The post-pandemic surge in the Rolls-Royce Holdings (LSE:RR.) share price means the aerospace and defence group now (22 September) has a market-cap of £96.9bn. This makes it the fifth-most valuable company on the FTSE 100. But as impressive as this might be, Nvidia‘s worth over 30 times more. A lending hand However, I think the chipmaker’s boss, Jensen Huang, could help close the gap. He’s recently announced that his company will invest £2bn in artificial intelligence (AI) businesses in the UK. And the one thing that AI consumes in huge quantities is electricity. According to Loughborough University, if the…
[ad_1] Image source: Getty Images I find dividends paid by shares to be the best way of making passive income (money made with minimal effort). The only real effort on my part is selecting the shares initially. After that, I need only monitor the stocks’ performance periodically. A longtime fixture of my passive income portfolio is British American Tobacco (LSE: BATS). It delivers a dividend yield of 5.9% based on 2024’s 235.52p payout and the current £39.63 share price. It paid a lot more than this before a share price rise in December 2023 pushed the yield lower. This is…
[ad_1] Image source: Getty Images Global stock markets have continued their charge higher in 2025, with the S&P 500 and FTSE 100 both sitting near record levels. While it’s been great news for portfolios, some analysts are beginning to worry that valuations – particularly among big US tech firms – look stretched. If sentiment changes, investors could see a sharp correction. That’s why I’ve been thinking about defensive stocks. Companies in sectors like utilities, consumer goods, and retail tend to have more predictable earnings because people need their products in good times and bad. They can provide stability when the…
[ad_1] NH Investment & Securities signs MOU with Xpansiv to expand Korea carbon credit access [ad_2] Source link
[ad_1] Carbon as collateral represents a practical financial innovation that can influence the pace of sustainable adoption in India. It assigns clear monetary value to environmental benefit and integrates this into consumer lending models. With appropriate regulatory backing and reliable accounting systems, the idea holds potential to expand credit availability, reduce cost barriers and support national climate commitments while creating long term economic opportunities. September 23, 2025 Khushal Tipre, Head Green Technology & Projects, Ecofy The ever-increasing demand for electric vehicles, rooftop solar systems, and energy efficient equipment is creating a new dynamic in consumer finance. Households and businesses are…
[ad_1] Image source: Getty Images Britons cannot get enough of Cash ISAs. In the 2023/24 tax year, the latest HMRC data highlights that savers have squirrelled away nearly £70bn into such tax-free products. This is a whopping £28bn increase on the previous year. Cash ISAs are a great way of saving for the long term. But with the interest rate on such products falling over the past year, is this really the best option for those looking to build a sizeable nest egg? Please note that tax treatment depends on the individual circumstances of each client and may be subject…