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[ad_1] Miguel De Los Santos, executive vice president of Estrada Hinojosa Investment Bankers, BISD financial advisors, addresses the Brownsville ISD Facilities Committee at a meeting Thursday, Feb. 6, 2025. (Courtesy Photo | Brownsville ISD) Only have a minute? Listen instead The Brownsville Independent School District Board of Trustees has moved a step closer to calling a bond election for May after receiving the final report from its Citizens Facilities Committee on Thursday. For the past two years, BISD has paid down its bonded debt through defeasance resolutions, saving the district $1.5 million in bond interest and placing it in prime…

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[ad_1] Image source: Getty Images Passive income can be as simple as buying shares in blue-chip FTSE 100 companies in a Stocks and Shares ISA, sitting back, then letting the dividends roll in. To show how this works in detail, I will use the example of an investor who wants to target £1,000 each month (on average) in passive income. How dividends are calculated Not all shares pay dividends, even if they have in the past. A company decides whether to declare a dividend and if it does, it will pay that amount per share to each person who held…

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[ad_1] Southwest Airlines is bringing back one of its most covetable credit card offers — but only for a limited time. Now through March 31, 2025, you’ll have the chance to earn a Southwest Companion Pass and 30,000 Rapid Rewards bonus points when you spend $4,000 within the first three months of opening a new Southwest credit card. If you’re a regular Southwest Airlines flyer or you’re looking to save on an upcoming vacation, this offer can help you score major discounts on travel in 2025. Here’s how to choose the best Southwest card for your wallet and get started.…

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[ad_1] Eva-Katalin / iStock.com Gen Z, the cohort born between 1997 and 2012, faces unique financial challenges. Many are entering the workforce during a time of high interest rates, an overvalued housing market and persistent inflation, which leaves many young adults viewing their financial futures with pessimism. For instance, 42% of Gen Z feel they need to earn a healthy six-figure salary to live comfortably, and 41% are still financially dependent on their parents, according to an EduBirdie study. Surprisingly, only 22% feel guilty about relying on their parents — perhaps because the youngest of Gen Z are still in…

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[ad_1] Image source: Getty Images AI bot ChatGPT has grown like wildfire since being unleashed into the digital wilderness in late 2022. Even Ireland’s newly appointed minister for AI oversight reckons she’ll get round to using it one day! Recently, I asked the chatbot to name me penny stocks to buy. Let’s see what it spat out… Houston, we have confusion ChatGPT Plus is comfortable rattling off blue-chip stocks like Rolls-Royce and Nvidia to consider. My theory is that it just goes by the largest listed companies whose share prices have been performing strongly and names them. But it seemed to…

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[ad_1] Megacap technology companies funneled billions of dollars into artificial intelligence last year to try and keep up with unfettered demand. The hype isn’t dying down in 2025.Meta, Amazon, Alphabet and Microsoft intend to spend as much as $320 billion combined on AI technologies and datacenter buildouts in 2025, based on comments from their CEOs early this year and throughout earnings calls in the past two weeks.That’s up from $230 billion in total capital expenditures in 2024.Tech companies have already poured many billions of dollars into AI projects since ChatGPT’s 2022 debut, as they race to expand data centers with…

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[ad_1] Image source: Getty Images The Tesco (LSE:TSCO) share price is currently £3.89, while shares in Lloyds Banking Group (LSE:LLOY) trade at less than 63p. So someone with £100 to invest has a decision to make. Obviously, other stocks are worth considering, but for the same amount of cash that it takes to buy 26 shares in Tesco, an investor could buy 159 Lloyds shares. So is the decision a no-brainer? Not so fast Unfortunately not. While £100 buys a lot more Lloyds shares than Tesco’s, there are a couple of reasons why the investment equation isn’t quite as straightforward…

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[ad_1] “Asset prices should equal expected discounted cashflows. Forty years ago, Eugene Fama (1970) argued that the expected part, ‘testing market efficiency,’ provided the framework for organizing asset-pricing research in that era. I argue that the ‘discounted’ part better organizes our research today. “I start with facts: how discount rates vary over time and across assets. I turn to theory: why discount rates vary.” — John H. Cochrane, Senior Fellow, Hoover Institution, Stanford University In his 2011 Presidential Address to the American Finance Association, John H. Cochrane explores time-varying expected returns. As David DeRosa writes in Bursting the Bubble: Rationality in…

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[ad_1] Most readers would already be aware that First Advantage’s (NASDAQ:FA) stock increased significantly by 8.8% over the past month. We wonder if and what role the company’s financials play in that price change as a company’s long-term fundamentals usually dictate market outcomes. Specifically, we decided to study First Advantage’s ROE in this article. Return on equity or ROE is a key measure used to assess how efficiently a company’s management is utilizing the company’s capital. In simpler terms, it measures the profitability of a company in relation to shareholder’s equity. Check out our latest analysis for First Advantage ROE…

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