Image source: Getty Images Passive income remains a hot topic for investors aiming to secure financial stability with minimal daily effort. One of the key insights from studying successful investors, especially those with seven-figure Stocks and Shares ISAs, is that they follow clear habits that consistently build wealth over time. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible…
Author: user
Image source: Getty Images Investing in the UK, I’m mostly concerned about a FTSE 100 stock market crash. But ChatGPT highlighted analysts pointing out how closely connected the UK and US stock markets are. If the US market falters, I can’t see UK shares avoiding a dip. What does my AI assistant make of expert views? Analysts at JPMorgan recently suggested the S&P 500 could reach 7,000 points by early 2026. So they don’t see any need to panic over an imminent crash, it seems. But the fears remain in the background. We have no real hope of predicting when…
This week Sarah Goodyear and Doug Gordon of the War on Cars podcast join the show to talk about their new book: Life After Cars – Freeing Ourselves from the Tyranny of the Automobile. We discuss opposing views, Turtle Jesus and potential off-ramps towards car-free cities.Scroll past the audio player below for a partial edited transcript of the episode — or click here for a full, AI-generated (and typo-ridden) readout.Jeff Wood: I also find the idea of like historical off-ramps really interesting, and one of the things that I think about a lot and I’ve talked about on the show a couple of times…
Image source: Getty Images Footsie dividend shares are set for bumper cash payouts in 2025. And the index could also be on for a new annual record for share buybacks. That’s what the latest outlook from AJ Bell‘s Dividend Dashboard says. Aggregated from stock market analysts, forecasts indicate £79.4bn in FTSE 100 dividends this year. And with the index also up 17% so far in 2025, I think it’s fair to call it a great year for UK investors. Share buybacks help boost prices, as they lift future per-share measures like earnings and dividends. And with £50.9bn announced by the…
Image source: Getty Images Real estate investment trusts (REITs) are popular passive income investments and it’s easy to see why. They’re a more straightforward investment than traditional buy-to-let properties. On top of this, they’re more tax-efficient than other dividend stocks. And that can be a big advantage when it comes to returning cash to shareholders. Tax REITs were originally brought into existence in the US to make a booming property market accessible to ordinary individuals. And in a meaningful sense, this is exactly what they do. Being required to return their rental income to investors as dividends naturally limits their…
Image source: Getty Images By making smart decisions in the stock market, investors can immediately start earning a second income through dividends. And for those lucky enough to already have a chunky £250,000 sat in the bank, deploying this capital in the market today could instantly unlock a dividend income between £8,000 and all the way up to £21,000. Here’s how. Dividends from the FTSE 100 With UK shares reaching record highs this year, the dividend yield offered by FTSE 100 index funds is a bit lower than usual at around 3.2%. For reference, the long-term average is closer to…
Image source: Getty Images Most people invest inside a Stocks and Shares ISA to help them live a more comfortable life later on. Some might even reach a point where their portfolio supports early retirement. But how realistic is this? And how long might it take? Let’s take a closer look. Aiming for £1.5m The obvious thing to note is that what one person would need in retirement is totally different to someone else. So is the affordable amount to invest every month. For example, industry data show that most people fail to max out their £20k annual ISA allowance.…
Image source: Getty Images Alphabet (NASDAQ:GOOGL) shares are up 51% over the past 12 months. But that’s nothing compared to many of the stocks in my quantum computing watchlist. Several of them are up more than 1,000%. So, why am I talking about Alphabet and quantum computing? Well, if you’ve been following this rather exciting sector you’ll know that Alphabet — the parent company of Google — is advancing its own quantum technologies, and it’s doing rather well. Pure-play quantum computing stocks have been in vogue over the past 12 months, but they’re small companies, with relatively short pockets, and…
Image source: Getty Images Passive income is the holy grail of investing for many of us. And who wouldn’t want to earn while they sleep? Nonetheless, generating steady income without excessive risk takes more than luck. It takes discipline, patience, and a keen eye for value. Reaching retirement at 60 with enough passive income to live comfortably depends on two key factors. These are: how much is needed to cover annual expenses, and how reliably can that income be generated? For most investors, the goal isn’t simply to stop working, but to reach a point where investment income replaces the…
Image source: Getty Images When it comes to retirement saving, time is one of the most powerful tools available. Yet many investors delay opening a Self-Invested Personal Pension (SIPP), believing it’s too late to make a meaningful difference. The truth? While starting early is ideal, it’s never too late to benefit from a SIPP’s tax advantages and investment flexibility. A SIPP is a type of personal pension that allows investors to choose where their money goes — from individual shares and funds to investment trusts and ETFs. Like other pensions, contributions benefit from generous tax relief. For most people, this means that…