Image source: Getty Images I aim to invest money into my ISA and SIPP regularly to build long-term wealth. As such, I’m always on the lookout for stocks to buy. However, after digging into the following pair, I’m going to avoid them. Here’s why. The last time I looked at Trump Media & Technology Group (NASDAQ:DJT) in November 2024, I was very bearish. Back then, the owner of social media platform Truth Social traded for $31, which put the stock on an obscene price-to-sales (P/S) ratio of 1,000+. Fast forward to now, Trump Media stock has crashed 64% to $11.30. Yet the…
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Image source: Getty Images Historically, the FTSE 250 tends to have a higher average dividend yield than the FTSE 100. At the moment, it’s at 3.51%, an extra 0.39% above the main index. This can make it an attractive place to look for investors seeking to build a solid monthly passive income. Here’s the breakdown of how the strategy could work. Taking advantage of opportunities Even though the average yield is 3.51%, 16 stocks have yields above 8%. When looking to target a generous level of dividend income, an investor could consider high-yielding shares. This means that the actual amount…
Image source: Getty Images If investors were asked to name 2025’s most popular UK stock, I’d wager many would say Rolls-Royce. Its shares have rocketed more than 1,000% in three years, after all. Others might give a shout out to Lloyds Banking Group, a regular dividend growth favourite, or gold and silver miner Fresnillo after its 300% climb over the last year. None of those make the top spot. The most bought stock this year took me by complete surprise. It’s a company whose shares have risen just 4.35% over the last year and fallen 3.6% over five. The name…
Image source: Getty Images Banking giant HSBC (LSE: HSBA) has been coining it in over the past few years. But what about shareholders? Below I explain what someone who invested £5,000 in HSBC shares at the turn of 2025 would now be sitting on. 36% price gain in under 12 months Since the beginning of 2025, the HSBC share price has moved up by 36%. So £5,000 invested back then would now be worth around £6,800, less than 12 months later. That is the sort of return I would gladly welcome as an investor! Still, it is not as strong…
Image source: Getty Images Falling oil prices haven’t stopped BP‘s (LSE:BP.) share price igniting in 2025. The FTSE 100 company’s retreat from renewables and push for more oil has clearly caught the market’s imagination. Up 10% since 1 January, investors are hopeful the oil giant’s turned the corner after years of strategic confusion. But can BP shares really continue to climb given lasting pressure on oil prices? One especially bullish analyst does, believing the company will surge 88% in value between now and next December, to 838p per share. Is this pure fantasy? Or could the company turn this year’s…
Image source: Getty Images Lots of people have ideas about how they can build wealth. Choosing businesses that have often shown they can help achieve this goal are among those large enough to be included in the FTSE 100 or FTSE 250 stock market indices. Simply by piggybacking some of those businesses through buying shares could be a basis to which to build long-term wealth. Large doesn’t necessarily mean successful However, there are some things to be aware of. For example, while the FTSE 100 is a collection of Britain’s largest listed companies by market capitalisation, that does not necessarily…
Image source: Ocado Group plc It is hard to remember that Ocado (LSE: OCDO) was once seen as a bright new thing on the London stock market. The company has racked up massive losses over the years. Ocado shares have lost over 90% of their value in just five years. Is there any hope left – and could this be a turnaround case for me to consider? A decent business tacked onto an unproven business I do think Ocado as a company has some value. However, its current structure partly obscures that. Ocado is really two connected but different businesses…
Image source: Getty Images A Stocks and Shares ISA is one of the easiest ways to invest tax efficiently, but deciding between it and a Self-Invested Personal Pension (SIPP), isn’t straightforward. Both tax umbrellas are useful, but in different ways. So which is better? I decided to ask ChatGPT. I’ve found artificial intelligence pretty much useless for helping me pick stocks, but I wondered if it would be better on technical questions like this one. I told it an investor had £10k to invest. Here’s what it said. Tax relief and flexibility It told me a SIPP gives upfront tax…
Image source: Getty Images The Fresnillo (LSE: FRES) share price has soared alongside silver as the volatile metal blasts past $60. Governments are running big budget deficits – spending far more than they collect in taxes – and whenever crises hit, stimulus is never far behind. That’s pushed central banks to rethink their reserves (the assets they hold for stability), trimming reliance on US Treasuries and adding more hard assets. This shift has drawn fresh attention to the FTSE 100 miner. Silver’s performance mirrors this backdrop. It has been the best-performing asset class this year, leaving even the all-conquering Magnificent…
Image source: The Motley Fool Warren Buffett’s investing approach shows how someone hitting 40 with little or no savings could still start building a second income that might reach £12,000 a year by retirement. With steady growth and the power of compounding on their side, an investor’s capital can begin working in ways that could reshape their financial future. Compounding wealth The chart below tells a story many overlook. It shows how a simple, steady plan can grow into a second income – and also the hidden danger that appears later in retirement. Contribute £4,000 a year. Reinvest every dividend.…