Image source: Getty Images For many of us who invest through a Stocks and Shares ISA, the long-term goal is to reach a stage where we can take a passive income. This could allow us to retire earlier or maybe have a more comfortable retirement. Even if investing started later in life, it’s still possible to build meaningful wealth with a clear, disciplined approach. After opening an investment account, preferably an ISA, the next step is to contribute regularly to build a capital base: set an affordable monthly amount, treat contributions like a bill, and increase them when possible. With…
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Image source: Getty Images After falling 8.6% yesterday (22 October), the ITV (LSE:ITV) share price is now 75% lower than 10 years ago. This came after the broadcaster’s largest shareholder, Liberty Global, sold half its stake for about £135m. Why did ITV fall? The share price fall puts ITV at 69p. Given that this is towards a 52-week low, it’s perhaps a little surprising that Liberty chose now to slash its 10% stake. After all, it had held it for a decade. As Dan Coatsworth, head of markets at AJ Bell, points out: “Investors might be concerned as to why…
Image source: Getty Images From a peak a week ago, the Fresnillo (LSE: FRES) share price has fallen 17%. It comes as surges in gold and silver prices just turned downwards. At the time of writing on 23 October, gold has retreated 6% from its high, with silver down 10%. Is it time to panic and sell Fresnillo shares, or should we buy now the price is down? I say it’s never time to panic. And we need to put this fall into some perspective. Cracking ride Fresnillo investors who saw the flight to safety that’s driven up precious metals…
Gold’s spectacular rally in 2025 has entered a more volatile phase. After topping $4,300 an ounce and gaining more than 50% for the year, the metal has now fallen sharply. The correction underscores what many investors suspected: even a structural bull market can stumble when sentiment overshoots. The question is no longer simply why gold has risen, but whether its newfound prominence as a portfolio cornerstone can withstand stress. For investors, this latest swing is a reminder that gold’s evolution from hedge to strategic signal is a story still being written. Geopolitical Anxiety and the Safe-Haven Reflex Conflict and political…
Image source: Getty Images A 7% dividend yield is enough to grab any income investor’s attention, and Mondi (LSE:MNDI) is no exception. The FTSE 100 paper and packaging group doesn’t necessarily spring to mind as a top dividend stock. However, this £3.6bn market cap company has quietly been climbing towards the top of the Footsie dividend payout tables. What’s happening to the Mondi share price? The company’s shares have drifted this year and are sitting at £8.49 as I write on 23 October and coming off a 12-year low. It’s been an unfortunate combination of factors that have hit the…
Image source: Getty Images A Stocks and Shares ISA can be a handy tool for investors. Stocks held in it aren’t subject to capital gains tax. Therefore, if you buy a stock and it appreciates in value over the coming years, when you sell it you get to keep the full proceeds. As a result, identifying areas that could have high long-term growth rates is attractive. Here’s one sector I’ve spotted. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for…
Image source: Getty Images When talking about top-performing UK shares, Rolls-Royce tends to grab all the attention. But while it’s been a darling of the FTSE 100, a smaller player called Yu Group has quietly delivered jaw-dropping results. Up a staggering 1,682% over the past five years, this small energy supplier has turned plenty of heads. The big question now is whether the rally still has legs — or if investors have already missed the boat. Digging deeper Yu Group (LSE: YU.) isn’t a household name, but it’s carved out a profitable niche by supplying gas and electricity to small-…
Image source: Getty Images A Self-Invested Personal Pension (SIPP) is a brilliant way to generate a decent income in retirement. It’s how I’m saving for my own retirement. I’m building a portfolio of FTSE 100 shares, most of which pay me regular dividends twice a year, which I reinvest today but plan to draw as passive income once I stop working. It’s always worth working out how big the pot needs to be. Let’s run through the numbers for anyone hoping to draw £2,000 a month, or £24,000 a year. Building my retirement pot Income from a SIPP depends on the…
Image source: Getty Images The FTSE 100 contains some staggeringly generous dividend shares today. Three currently yield more than 8%, with one a whisker away from 9%. A few more pay more than 7%, while several others deliver income of over 6% a year. Any share price growth investors get will be on top of that. Aha, sceptics will say, but a sky-high yield often signals trouble. That’s true. Vodafone‘s a classic example. At times the telecoms giant yielded more than 10%, but that didn’t last. In 2019, payouts were slashed by 40%, and this year they were halved again.…
Image source: Getty Images The Glencore (LSE: GLEN) share price has had a poor run, and the dividends haven’t been much either. That’s bad news for my Self-Invested Personal Pension (SIPP), because I added the stock in the summer of 2023. The FTSE 100 commodity miner and trader wasn’t doing particularly well then, so I hoped I was picking up a bargain buy with recovery potential. Alas, no. Unfortunately, the shares kept sliding, leaving me nursing a 25% loss while earning less dividend income than I’d hoped too. I’m not the only one suffering. Glencore stock’s down 17% over the last year,…