[ad_1] Image source: Getty Images Will the State Pension still exist when I retire — and if so, how much will it pay, and at what age will I be able to claim it? These are questions that I frequently ask myself. I’m not certain it’ll support me when I’m ready to retire two-to-three decades from now, given the UK’s growing debt burden and exploding elderly population. But I’m not panicking, and I don’t think you should either. With a wide range of investment trusts to choose from, even Brits with little-to-no investing experience have a great chance of achieving…
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[ad_1] Image source: Getty Images Lloyds (LSE:LLOY) has been one of the FTSE 100‘s greatest risers this year, its share price rocketing 76% since 1 January. Yet with the UK economy tipped to weaken in 2026, could retail banks like this start to struggle? One particularly bullish analyst is having none of it. For Lloyds, they’re expecting the share price to jump another 15% by next Christmas, shooting through £1 to hit 110p per share. That’s a much smaller increase than the bank’s delivered in 2025. However, it’s still a pretty spectacular projection — combined with expected dividends, it suggests…
[ad_1] Image source: Getty Images Investment trusts offer the chance to build an exciting and diverse portfolio. In fact, the problem is choosing which ones due to all the choice on the London Stock Exchange. With this in mind, here are two trusts that I think should be on investors’ radars in 2026. Buying the fear The first is Pershing Square (LSE:PSH) from the FTSE 100. At first glance, this might seem like a fish out of water as it’s linked to Bill Ackman’s New York-based hedge fund. But UK shareholders (myself included) are grateful for the chance to own…
[ad_1] Bond platforms are becoming popular in India. Thanks to many finfluencers, bond investments are recommended to the “retail investor”. I had recently published a video in English – Do not buy bonds unless you need an income! and in Tamil – வருமானம் தேவையில்லை என்றால், பத்திரங்களை வாங்க வேண்டாம்!In these videos, I argued that unless you are retired or have quit your job to create a start-up or freelance, you do not have income. And therefore, you do not need income products such as bonds. Even if you need income, do not buy corporate bonds. Stick to RBI and GOI bonds.While…
[ad_1] Image source: Getty Images Passive income can sound like a brilliant idea. But how realistic is it in the real world to try and earn money without having to work for it? The answer to that question depends on the approach you take. One way many people earn passive income is by buying shares in companies they hope will pay them dividends in future. Sometimes that works brilliantly. After all, FTSE 100 companies alone pay out well over a billion pounds per week on average in dividends. But sometimes the approach is less successful: dividends are never guaranteed at…
[ad_1] Image source: Getty Images Earning a second income through owning dividend shares is hardly a new idea. But is it realistic to expect that such an approach could generate an income every year, down the line, as big as the initial investment? It is – but it depends on how patient the person seeking the second income is. Earning income from dividend shares Let me explain. Imagine somebody invests £3k today at a 7% dividend yield (meaning they earn £7 for every £100 invested). Next year (and every year if the shares in their portfolio maintain their dividends, which…
[ad_1] Image source: Getty Images At this time of year, some more money could come in handy for many of us. Passive income is a way of describing money that is earned without working for it. That may sound too good to be true, but it can be as simple as using a Stocks and Shares ISA to invest in some blue-chip businesses that pay dividends. With a long-term mindset, such an approach can potentially earn hundreds (or even thousands) of pounds in passive income each month. Dividends can earn dividends… that earn dividends! For example, imagine somebody sets up…
[ad_1] Image source: Getty Images Vanguard exchange-traded funds (ETFs) can be excellent investments for those putting their money to work within a Stocks and Shares ISA or SIPP (Self-Invested Personal Pension). With these products, an investor can obtain broad exposure to the stock market at a very low cost. Here, I’m going to highlight three Vanguard ETFs that could be worth considering for 2026 (and beyond). I see these funds as a great way to build wealth with minimal effort. An ideal core holding For a core portfolio holding, it’s hard to beat Vanguard’s FTSE All-World UCITS ETF (LSE: VWRP),…
[ad_1] Image source: Getty Images Buying undervalued and under-appreciated growth stocks is a great way to try and beat the market. Here’s some on my watchlist for 2026. TBC Group Banks are notoriously cyclical and reflect the health of the economies they serve. TBC Group (LSE:TBCG) is particularly interesting because it operates in two of the fastest growing economies in Eurasia. However, the stock hasn’t performed anywhere near as well as its Georgian peer, Lion Finance. That’s partially because it’s had to shift its Uzbek strategy following regulatory changes, but it’s starting to look rather overlooked now, I think. It’s…
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