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[ad_1] Exchange-traded funds (ETFs) are a fantastic way to own a slice of dozens, or even hundreds, of companies simultaneously. Essentially, it can be like owning the entire racetrack rather than betting on a single horse.   Here are two different ETFs that I reckon are worth weighing up today for a Stocks and Shares ISA. The AI revolution Let’s start with the iShares AI Innovation Active ETF (LSE:IART). This fund holds 41 stocks that are central to, or benefitting from, artificial intelligence (AI) technology. Now, AI’s a particularly hot topic right now and causing a lot of headlines. Some think…

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[ad_1] Image source: Getty Images Last week was another disappointing one for BP (LSE: BP) shares. They dipped more than 3.5% after the FTSE 100 oil giant dropped its quarterly $750m share buyback in full-year 2025 results on Tuesday (10 February). That’s not a dramatic fall, but it’s part of a wider pattern. The BP share price is down slightly over one year and almost 18% over three. With growth stalling and buybacks scrapped, are investors running out of reasons to stick around? The biggest issue is the oil price, with Brent crude currently idling around $67 a barrel. BP…

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[ad_1] Image source: Getty Images We have seen the FTSE 100 hit new all-time highs this year. But we have also seen a mounting sense of unease about whether AI could be a financial timebomb for the stock market. That helps explain some recent falls in high-quality British shares across a range of different industries, from software supplier Sage (down 38% in a year) to publisher and exhibition firm RELX (LSE: REL) (down 48% in a year). Meanwhile, some leading US tech stocks have also been heading downwards, fast. Nobody knows when the next stock market crash might be, or…

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[ad_1] Image source: Getty Images I’m always on the hunt for a top UK share to add to my ISA or SIPP. Typically, I target FTSE 100 companies that have taken a bit of a beating. I’m instinctively drawn to companies that have fallen from favour. The aim is simple: pick them up cheaper, lock in a higher yield, then wait patiently for recovery. It doesn’t always work though. Sometimes momentum stocks keep racing ahead while battered shares take further beatings. But overall, it’s served me well. So where are today’s opportunities? Despite the FTSE 100 hovering above 10,000, there…

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[ad_1] Image source: Getty Images Penny stocks are high-risk, volatile investments. So they’re not well suited to those seeking portfolio stability. If an investor’s comfortable with share price volatility however, they can be worth considering as in this area of the market there’s scope for explosive gains. With that in mind, here’s a penny stock that looks interesting to me right now. An innovative UK company with an unbelievable customer list The stock I want to highlight is Oxford Metrics (LSE: OMG). It’s a tiny British company that specialises in smart sensors and related software for motion measurement and smart…

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[ad_1] Image source: Getty Images A lot of people put money into a SIPP with the intention of using it to fund their retirement. But how big would it need to be for that? A lot of the answer depends on someone’s individual spending patterns. We need to start somewhere, though. A helpful place is the Retirement Living Standards published by the Pensions and Lifetime Savings Association. It shows what the cost of retirement might look like for a “minimum”, “modest”, or “comfortable” retirement. A “comfortable” retirement for one person needs an estimated £43,900 per year. Please note that tax…

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[ad_1] Image source: Getty Images One of the notable tech performer in the US stock market over the past few years has been Palantir Technologies (NASDAQ: PLTR). Over the past five years, Palantir stock has more than quadrupled. Lately, though, things have been looking less rosy. The stock has already lost over a quarter of its value this year — and we are only in the middle of February! For existing shareholders, that might be ringing some alarm bells. But could this be an opportunity for me, as someone who has never owned any Palantir stock, to buy some? Valuation…

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[ad_1] Image source: Getty Images Whether you believe Lloyds Banking Group (LSE:LLOY) shares are overvalued, undervalued, or fairly priced, it’s impossible to deny that they’ve been one of the FTSE 100’s star performers over the past year or so. But how might they perform in 2026? Let’s take a look. An amazing year They used to joke that Lloyds’ shareholders were the financial equivalent of children in the back of a car going on holiday, shouting: “Are we there yet”? That was until 2025. After being stuck in the doldrums since the global financial crisis of 2007/2008, last year saw…

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[ad_1] Image source: Getty Images In 2026, the stock market remains filled with lucrative dividend-paying opportunities that can generate a chunky second income for investors. And even with a relatively small lump sum of £5,000, a portfolio can go on to generate a five-figure passive income stream over the long run. Here’s how. Turning £5,000 into £8,397 On average, dividend-paying UK shares typically offer a dividend yield of around 4%. And investing £5,000 at this rate would instantly unlock an annual second income of £200. While that’s certainly nice to have, it’s not going to have a major impact on…

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[ad_1] Image source: Getty Images After a roller coaster 2025, plenty of FTSE 100 shares have been left nursing painful losses — but that’s often where the most compelling opportunities emerge. Some high-quality blue-chip businesses have seen their share prices knocked down far more sharply than their underlying fundamentals. For investors with a long-term outlook, this could provide a chance to grab some undervalued shares before they rebound. Experian Despite strong fundamentals, Experian‘s (LSE: EXPN) share price has plunged about 40% over the past year. According to reports, the market fears that artificial intelligence (AI) might disrupt the company’s business…

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